Quote:
Originally Posted by Sliver
Great take.
One thing with people that overspend is there doesn't seem to be any outward consequences. Like, you can see people you know can't afford things based on what you can calculate for their incomes, yet there they are doing all the things and having all the stuff. I rarely see the house of cards come crashing down like you'd expect. Maybe it catches up with them at retirement age and at 42 I just haven't been around long enough to see the full repercussions manifest? IDK, but I imagine the fact that people can just go on and on in debt seemingly in perpetuity encourages other people to do the same.
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It catches up at divorce and retirement age.