After reading this thread I am confused. If I have no debts of any kind but no real assets of any kind (I'm guessing a couple of nice instruments don't count) then am I eff'd, or am I okay? I don't even use a mobile device anymore. My only bill is my rent.
Also, I buy the physical road maps. All it has to do is save your ass once and its paid for itself is my take.
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So far, this is the oldest I've been.
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