Honestly, I don’t see these tiny savings that come at such a ‘sacrifice’ as the solution to these issues. Is anyone out there really insolvent because they chose a $60 phone plan vs. $30? Sure, you can look at phone, cable etc. etc. and cut way back. You might save a couple hundred a month, assuming you had a poor package and went to nothing at all.
For perspective, I take a date out to a fairly casual dinner. I am not getting out of there for less than $80 at almost everywhere in the city, and that’s if we don’t stay for a 2nd cocktail. To me, this expense is the greatest thief of money, maybe 2nd to the ridiculous car payments that are apparently totally normal.
FWIW - I lost my entire savings. And ended up in a good amount of CC debt in the two years after me and wife split up (entirely my doing). I did the math, and was spending well over 3k/month just at bars and restaurants. That #### eats your money faster than you can down a double rye.
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No, no…I’m not sloppy, or lazy. This is a sign of the boredom.
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