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MoneyGuy · 10-23-2019, 03:03 PM

Can you collect on insurance and also sue for any uninsured loss?

Two examples...

Car is totalled by a driver and your insurance company only covers, say, 80% of the vehicle value and you’re on the hook for the rest.

There is big damage to a house due to a contractor’s error but insurance only covers part of the damage leaving the owner with an uninsured cost of tens of thousands of dollars.

10-23-2019, 03:03 PM	#1
MoneyGuy Franchise Player Join Date: May 2006 Exp:	Legal question Can you collect on insurance and also sue for any uninsured loss? Two examples... Car is totalled by a driver and your insurance company only covers, say, 80% of the vehicle value and you’re on the hook for the rest. There is big damage to a house due to a contractor’s error but insurance only covers part of the damage leaving the owner with an uninsured cost of tens of thousands of dollars.