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Old 09-16-2019, 09:39 AM   #4
I-Hate-Hulse
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I hate to say this, but if the leak came from a bad connection between your waterline and your dishwasher - you and your insurance could be on the hook to respond. Typically items within the wall are the condo's responsiblity, but anything after that is the resident. If the waterline behind the wall leaked, it would be the condo's fault, but as it's past that - it's unfortunately yours. As Getbak says above - check your bylaws. The devil will be in the details.

Condo boards are being killed for water events in their buildings, and insurers are becoming increasingly aggressive in passing on liability on to individual unit owners. The condo board is just the messenger unfortunately....

That said, your property manager seems to be terrible at communication. On the bright side, you have insurance which is incredibly important as a condo owner for this exact reason. Let your insurance companies duke it out, just like if it was a car accident.

Quote:
Originally Posted by getbak View Post
The first thing you should do is review the condo bylaws and the corporation's insurance.

The most-important thing to know is that they can't charge you more than the cost of the corporation's insurance deductible -- even if they choose not to make a claim.
Note that this would only apply if the condo's insurance accepted the claim. If they decline to respond, I would suspect the Board / Property Manager would have no choice but to go after the OP's personal liability insurance.

Last edited by I-Hate-Hulse; 09-16-2019 at 09:46 AM.
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