Quote:
Originally Posted by Sidney Crosby's Hat
I don't think so. For a few reasons:
(1) It probably won't be your only U.S. vacation ever
(2) No annual fees so no downside
(3) Most importantly, even if you're taking out cash you're paying a foreign exchange fee (usually 1.5%) so if you can find a card with no ForEx, that's going to save you a ton of money, especially when you consider hotels, etc.
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4) Online purchases in USD will also benefit from 4% cash back to cancel out (and then some) the 2.5% forex fee.
I don’t buy a lot from the US, but when I do on occasion, why not be 1.5% up instead of 2.5% down?