Calgarypuck Forums - The Unofficial Calgary Flames Fan Community - View Single Post

burnin_vernon · 05-20-2019, 01:16 PM

I have a DB pension but to collect in its entirety I have to work until I'm 70. My job is physical and only recently I realized my body is having a tough time in its 40s.

I've finally begun investing to supplement my pension. I've maxed out my TFSA and the next goal is to max the RRSP. It's all invested in aggressive growth ETFS. I've been supporting my wife for the past 3 years while she's in school so things will only improve when she begins working in her field.

I think I'll be okay to retire by 60, but I wish I had started investing much earlier. I've never been a spender, but all my money had been in ~2% savings accounts.

Otherwise, I feel I lead a balanced life being mostly frugal and spending on one vacation a year. The rest of the time we are happy with weekend road/camping trips, or cooking at home and watching Netlfix.

05-20-2019, 01:16 PM	#114
burnin_vernon Powerplay Quarterback Join Date: Feb 2006 Location: Vancouver Exp:	I have a DB pension but to collect in its entirety I have to work until I'm 70. My job is physical and only recently I realized my body is having a tough time in its 40s. I've finally begun investing to supplement my pension. I've maxed out my TFSA and the next goal is to max the RRSP. It's all invested in aggressive growth ETFS. I've been supporting my wife for the past 3 years while she's in school so things will only improve when she begins working in her field. I think I'll be okay to retire by 60, but I wish I had started investing much earlier. I've never been a spender, but all my money had been in ~2% savings accounts. Otherwise, I feel I lead a balanced life being mostly frugal and spending on one vacation a year. The rest of the time we are happy with weekend road/camping trips, or cooking at home and watching Netlfix.