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Old 05-07-2019, 02:41 PM   #513
jtfrogger
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Join Date: Jun 2008
Location: Calgary, AB
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Quote:
Originally Posted by Bill Bumface View Post
Any advice on a good backup card?

We have a BMO MC World Elite that is our primary. Looking to hold a Visa with no fees as a backup, especially for travel.

It would get near zero use, unless the lack of Forex made it worth using a no Forex card on trips as opposed to the current MC we have.

Any suggestions?
What about the Home Trust Preferred Visa?

It sounds like it meets your requirements perfectly:
  • Visa
  • No annual fee
  • No forex fee
  • 1% cash back

The other option is to pick up a Visa that has a good sign-up bonus with the first year free and cancel within a year. For example, the TD Aeroplan Visa Infinite gives you 35,000 Aeroplan miles when you spend $1k on it. This promo ends on May 17, but there is always something decent out there if you don't mind flipping cards every year. (Or more often if you really feel like racking up a bunch of points).
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