Kaepernick owes most of his NFL money to Jim Harbaugh, as do most of that era 49ers. He had that team play well above the sum of thier individual parts.
Look what happened as soon as Harbaugh got undermined by his own organization and forced out? Kaep and the rest of the team fell off a cliff which they as players (Kaep, Aldon Smith etc) for the most part, and the organization itself, still haven't recovered from.
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