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Old 01-23-2019, 08:39 AM   #12
Locke
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Quote:
Originally Posted by cSpooge View Post
This is no longer true. He could elect to pay EI and then be able to receive it.
As far as independent contractors go, and I'm far from an expert on EI as I've never received it, but I believe that the Voluntary EI program exists for contractors for Maternity Leave only.

Quote:
Originally Posted by FurnaceFace View Post
Talk to Locke. He has a lot of good info and has many independent contractor clients.

My view is there is no right answer and it’s dependent on what you want or what your goals are. I do what you have described in your post but I know fellow contractors who have just done dividends or do shareholder loans.
This is basically the best answer. You can pay yourself in a multitude of ways and being incorporated allows you to determine what the best mix is, or no mix, for you and your goals.

But these options are also altered by things such as being a potential PSB, where you are in your life, how much you've paid into CPP and whether you want to continue or not, income levels, family scenarios, etc.

So my answer is this: There is an answer, but there is no 'one right' answer and it depends upon a myriad of factors that are unique to you and your scenario.

But theres lots of good advice in this thread. Lots of accountants and contractors on CP.
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