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Originally Posted by GoinAllTheWay
If you started driving 4 years ago, that would have been around the time the new grid rating system was introduced. Your rates (for liability only) would have been based on the number of years you have been licensed. You should have only been paying a max of $1800/yr (again, for liaiblity only) so if you were paying over $4000, there is either something you are not telling us or you went to very much the wrong insurance company.
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This is what I paid right out of the gate. My friends where paying the around the same too. $1800?! What? Even 4 years after driving that car I was paying more than that. I'm always looking for new quotes, they have all been in the same ballpark. If you know a company that is charging rates like these I will get a quote and we can compare.
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This is kinda like comparing apples to oranges. You go and totaly mess up with your CC, you are only hurting yourself. You go and mess up with a car, many people could be effected, possibly for life.
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Okay, but does home insurance work this way? If I am a new home owner do I pay more for insurance because I'm not experienced in owning a home and I am more liable to burn it down?