So I just came back from A-1 Autobody and got my damage appraised. Its gonna cost $2800.
Once again my deductable is $1000 and my insurance company said my premiums will probably go up $900 next year. So I am leaning towards just paying it out of my pocket. But with Christmas around the corner and I just bought a house where I haven't put the down payment on it yet, not to mention furniture, TV, etc.
I am pretty strapped for cash. Would anyone else be leaning towards paying it themselves or gonig through insurance?
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