Quote:
Originally Posted by OMG!WTF!
I really can't imagine anything easier than proving David lives as a man. One picture of him dressed as a man ought to do the trick. Check his social media. Talk to his buddies. Insurance companies investigate all the time. They find out people aren't injured all the time. For $30 an hour they are most definitely going to try to get out of a million dollar claim. And figuring out what sex someone is couldn't really be much easier.
It may not be criminal fraud but an insurer can deny your claim based on what they consider a fraudulent application and then you get to sue them. You get to go in front of a judge and explain how you really live as a woman. I'm sure David thought that through though.
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First, his name isn't "David", it's a pseudonym to protect his identity (presumably from people who think like you).
Second, we're told gender roles are social constructs, and our ideas of how men and women dress are as a result of society suggesting that men and women ought to dress differently. Those societal norms are now being challenged.
So accepting that, and getting back to what V said, who are you to make the determination of what constitutes male or female dress or behavior? What does living as a woman mean, a woman can live however she pleases. A biological female who identifies as a woman could have a garage full of old muscle cars she works on for fun, a better power tool collection than any guy in this board, hate watching The View, and name her favorite place to shop as Home Depot. Would you insist that she's clearly living as a man, and thus a fraud as a woman?
In case it wasn't clear, you don't get to decide how people live and whether or not they are who they say they are. And that is why this is not as cut-and-dried as "oh it's insurance fraud". The insurers themselves are using gender to determine insurance risk, risk that is actually based on biology, which sex you are. So if something is so easily changed or rejected, why are we paying more for insurance because of it?
If the insurers weren't idiots, "David" would never have gotten an insurance discount because his biology is what influences his risk, not whether or not he wears a dress to the pub.