Quote:
Originally Posted by GGG
I suspect he’s committing fraud either when applying for insurance stating he is a gender he doesn’t identify with or when he changed his gender on his birth certificate.
Are you allowed to change your gender to a gender you don’t identify with?
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It's an unintended consequence though. The guy is allowed to change his gender, and he can say he identifies as a female...I'm not sure how that's fradulent?
Quote:
Originally Posted by N-E-B
I see two options here:
1. Don't allow people to legally change their gender
or the more realistic option
2. Charge people based on their driving history and not their gender.
I'm actually surprised that in this day and age insurance companies are still allowed to charge differently based on gender.
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The problem is that insurance premiums are based on losses and mortality. It's not just sexist/discrimination that men pay more, because statistically we're involved in more accidents as young drivers, the accidents are more severe/costly and in the case of life insurance we die sooner. The premium is commensurate with the risk, so higher risks = higher premium.