You people with 100% shared account are crazy.
We have 3 accounts.
We each have a personal account and a home/family account.
We've agreed what % of our salaries goes into the home/family account and it pays for all the bills, expenses, investments, etc. Mortgage, bills, car and home insurance, RESP, RRSP, etc all come out of this account.
We over contribute to this account so it also pays for big family items too. Vacations, new furniture, renovations, etc. Things we discuss together.
Our personal accounts is "fun money". For clothes, nights out, individual trips, one-off merchandise, hockey tickets, etc.
Works awesome.
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