Quote:
Originally Posted by MoneyGuy
Share a life, share everything. That’s what we do. I can’t imagine not but to each his or her own. The splitting formulas seem too much trouble.
|
One account seems like more trouble to me. With the splitting formula, you work it out and then there it is. I don't have to worry that the day I happen to see a nice dress I want to get is the day my husband decides he wants to get something else and we end up overdrawn.
Of course you discuss things like vacations and big purchases ahead of time and work it out. Separate accounts is just a way to avoid micro-managing every small expenditure.
And if one spouse is a jerk he/she could still withdraw all the money out of a joint account to splurge on him/herself.