Quote:
Originally Posted by I-Hate-Hulse
The annual family vacation expense can be a "shared" expense (just like cable) that both spouses contribute to monthly.
If one of the spouses want to go to Vegas with their friends for 3 nights - well - if they have surplus money - go for it.
That said there are limits to this surplus spending, and that amount will be different for every couple. Regardless of pooled / separate accounts - if you're going to spend a crazy amount (say, $250,000 on a timeshare) you should probably talk that over with your other half...
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Quote:
Originally Posted by Amethyst
I think the issue here wasn't the separate accounts, but the lack of communication about things. No matter how the money is set up, I think things like taking trips would be something that you would discuss.
It sounds like in the scenario above, the one partner resented the other one's purchase, so they went out and planned something to get back at that person. That's going to cause issues, no matter what account the money comes out of.
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For sure, has to be limits and communication is definitely key. For my one friend he and his wife really had money issues and if one bought something the other had too as well. We tried to talk to him about it but he never understood. On the flip side my sister in law and her husband have a joint account and it is a complete disaster. They do nitpick about every little thing. But that's more because he's an insecure putz and can't handle that his wife makes money than he does.