Quote:
Originally Posted by Galakanokis
with the separate accounts what happens when some one just feels like buying a bike and does and the other feels like taking a trip that the other now cannot afford?
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The annual family vacation expense can be a "shared" expense (just like cable) that both spouses contribute to monthly.
If one of the spouses want to go to Vegas with their friends for 3 nights - well - if they have surplus money - go for it.
That said there are limits to this surplus spending, and that amount will be different for every couple. Regardless of pooled / separate accounts - if you're going to spend a crazy amount (say, $250,000 on a timeshare) you should probably talk that over with your other half...