My wife and I both get paid into our personal accounts and then disperse money into our joint account, kids account, emergency account and travel account etc.
I personally believe that each person has the right to their own fun money so for me that includes golfing while my wife often enjoys going for massages or pedicures.
Any major financial decisions would be made together.
We have been doing this since before we got married and it works great. With that said, the last thing I’d worry about is money if we ever got separated for whatever reason. My only concern would be the well being of our children.
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