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					Originally Posted by Dion  Wasn't Morton going to opt out of the CPP?
 And wasn't he for a 2 tiered health care?
 
 Morton is to radical for me.
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I hate to quote something that is 4 pages old, but I thought this was important.
Better to opt out of the CPP now, then to wait for it's value to hit zero and be forced to 'opt out'.
I'm not a financial planner or an accountant, but I wouldn't factor to much CPP income into your retirement planning.