I find for a lot of clients it depends on what you consider retirement. I know that originally, I figured I would retire around 55-60 and that was that. The reality is that we live much longer these days, and I can’t do nothing for like 40 years. That’s pretty much in line with a lot of people’s ideas these days, and leads me to a different definition in the sense that I care more about a time I don’t have to work. I will almost surely work past that date though, because I love my job and genuinely enjoy it. I also don’t dig ditches or anything extremely physical, so there’s no limit in that sense.
And for people that are curious to know “how much do I need”, you should talk to a planner and actually think about it. I understand that this thread is more like daydreaming, but it’s worth taking a look to see where you want to go and have a plan on how to get there.
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