Hockeyguy's response may sound a bit cheeky, but he's not far off. Browsers are generally pretty safe on secure sites like banks, and that only changes when you click on things that take your information.
Can antivirus and antimalware programs help with the cases where you mistakenly click on something? Yes, but they can't stop all attempts to phish you.
- If you get an email from someone that looks suspicious, don't click on anything in the email and delete it.
- If you weren't expecting an email asking for important information, then don't respond to it.
- If the site doesn't look legit, take a minute to make sure it's okay. Hover over links and see where they actually go.
Personally, I use the built in virus scanning with Windows 10 (Windows Defender or whatever they call it now), and I already had Malwarebytes paid for before I had Windows 10 and have no issues continuing to use it.
As long as you're smart about your use of the internet, you won't have to worry. Things like VPNs are only for the hardcore.
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