you are right, the dental plan can be set up to pay based on whatever "fee guide" the client wants. there are some plans (not many) out there set up to pay the cost submitted.
the monthly premium costs for many dental plans are fully paid for by the employer, so there is no cost savings to be passed on to the employee.
Quote:
Originally Posted by iggy_oi
Were people under the impression that insurance companies set limits to how much they will pay for any claim? Are they unaware that there is nothing which stops their insurer from paying above the fee guidelines? Just out of curiosity, how many of these insurers are giving their client a discount for their reduced coverage, and how many employers are passing those savings along to their employees?
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