[BananaPancakes]

I think it's good to be skeptical. When I first heard of bitcoin I compared them to Schrute Bucks and questioned why anyone would put "real" dollars into a "made up" currency.

I invite you to do your own research on the underlying technology of cryptos and you'll see that the value is in the utility the blockchain creates. If they have the utility to replace what modern banks do (in a more efficient and decentralized way), why would countries that don't have modern banking need them?

I'm not sure what goes into establishing the type of banking system we have in North America, but I imagine it's an order of magnitude more difficult than setting up a bitcoin wallet on your phone. And how many decades are needed to build trust for such an establishment for a population that has never had one?