[Julio]

Originally Posted by fredr123

What kind of a balance do you need to maintain in that account? I had an account at CIBC that waived all your fees if you maintained a minimum balance of $1000. But then that became $1500. And so on. I no longer have that account. Wish I could arbitrarily change the terms of contracts with companies I do business with.

Attention: CIBC Jerks
RE: Account # 123455-AB

This letter will serve as notice that as of January 1, 2007 the terms of our agreement will change. Effective that date, the effective monthly interest rate (the "Rate") for which you will be responsible for any and all balances contained in the above-captioned account ("My Money") will be 5.0%.

Signed,

ME

https://www.tdcanadatrust.com/accoun...e_chequing.jsp