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Originally Posted by Weitz
Does anyone have a link to what a similar American and Canadian company pay in terms of benefits on a yearly basis? I keep seeing people post this but I am curious as to what the numbers say.
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It’s hard to figure out data that reflects exactly what the difference is because no employer plan would exactly mirror our publicly funded healthcare benefits. Example we get basic health care covered from our taxes, but no dental, physio etc...
An employer might pay a premium for all the basics plus dental, physio etc.
I don’t know what coverage is included in the insurance package in this article but it should give you a ballpark figure of what what a company could save in employee health benefits costs. Keep in mind these figures are in $US.
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According to eHealthInsurance, for unsubsidized customers in 2016, "premiums for individual coverage averaged $321 per month while premiums for family plans averaged $833 per month. The average annual deductible for individual plans was $4,358 and the average deductible for family plans was $7,983."
That means that, last year, the average family paid $9,996 for coverage alone, and, if they met their deductible, a total of just under $18,000. Meanwhile, an average individual spent $3,852 on coverage and, if she spent another $4,358 to meet her deductible, a total of $8,210.
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https://www.google.ca/amp/s/www.cnbc...alth-care.html