Sorry to hear. I had a flood in my house five years ago shortly after I got married. The flex connector the sink busted apart and water sprayed everywhere for hours before we came home to the mess. I called my insurance company, who was Intact at the time. An adjuster was over in 15 minutes and a fire/flood crew was over in 20 minutes. It was kind of surreal as they just started boxing up my house, ripping up floors and putting fans everywhere. I felt like I totally lost control of my house. We stayed a few days at a hotel before moving into a friends basement suite for a month and then went on our honeymoon. It was stressful and I had to take a hard line with the repair contractor on a few shortcuts they tried to get away with, but when it was all done we ended up with a better house. I think the total insurance hit was about $75k and my premiums went up by like $100/year. I also got all the asbestos out of my house as part of the project, so bonus there. Good luck and hang in there. My only advice is to be on the repair contractor and let him know even though the insurance company is paying, they are working for you.
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