Quote:
Originally Posted by Wormius
2.5% on multiple small transactions is the same as 2.5% on one large transaction. There isn't much reason to use cash unless cc isn't accepted. And the 2.5% is a lot more than the minor variations in the CAD-USD over the course of a week or two. Again, if your're using a points card, then you can likely balance out those transaction fees entirely, than if all you did was take a lump sum out of an ATM or forex type place.
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If you read my post it clearly said to use a USD card - completely eliminates the 2.5% currency on every transaction.
If you don't have a USD card, use cash.
Either way, one currency transaction (instead of multiple) makes it easier to get that 2.5% down to a very manageable, small cost.
Does no one read anymore?