I would return it untouched. With social media, it would be pretty easy and quick to cross reference the person's name and photo. Send them a quick message, and they will pick it up themselves.
They likely have a business card in their wallet. You could call their credit card company and report the lost card, leaving it to them to track it down. There are a dozen ways to track someone down these days. Pretty much no excuse to not return it intact. But if some ####ty teens or hobos found it, I doubt it would get returned. But I'd have faith that the majority of Calgarians would return it intact.
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