Quote:
Originally Posted by pylon
It always blew me away people used these non brick and mortar banks. It's all fine and dandy until you need to get a bank draft or a large amount of cash in a hurry. I've seen people have to wait 10 days just to get a bank draft to buy a car. Imagine if you needed to close a real-estate deal, fast.
All so what? You save $10-20 bucks a month, in some cases, nothing?
Plus I prefer my credit card, doesn't have the same logo art as my toilet paper.
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Personally, I'd rather use the store brand bank and the name brand toilet paper. YMMV.
I have a HELOC with a big bank that I use if I ever need a draft same day, approx twice per year, which I suspect is way over the average.