Check with your insurance company. Most will give you a good deal if you have an alarm that monitors intrusion, fire and water. In my case, the discount is more than the alarm monitoring fee. I use to have a self monitored automation/alarm system through Insteon, but that wasn't good enough for my insurance company. I use to be critical of alarms, but I really like the home automation stuff. I can check/change house temp from work and close the garage door of I forget.
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