Quote:
Originally Posted by Frequitude
If so, wouldn't the "skinny repeal" of only those individual mandates totally screw up the entire system? So long as the law that insurers can't exclude pre-existing conditions is in effect, removing individual mandates would just incent people to only buy health insurance once they get sick. Insurance prices would skyrocket, in theory to the price of actual medical costs instead of the lower costs with distributed risk.
Am I missing something?
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No, you're precisely correct. That's why the estimates on lost healthcare under it are so high. Without the individual mandate creating a large enough pool of healthy insured people premiums would raise significantly beyond a large portion of the populations ability to reasonably pay for it.
Americans would still have better healthcare then pre-ACA due to the medicaid expansion remaining in place but it'd be worse then what they have now (for sick people anyways).
For all their complaining (and 7 years of time to research the issue) Republicans haven't come up with a health bill alternative that doesn't leave the sick worse off.