[CaptainCrunch]

So about a year and a half ago I bought a new/used car. A Tucson. That's when I sold my jeep to Pylon who did an awesome job with it but I digress.

I got a email from the dealership that I bought the car from. They're short on used cars and they want to see if I'm interested in trading my car in for a new car.

They're also offering a bunch of incentives. Black Book value plus, a couple of grand in cash back etc.

Frankly I don't want to be paying more monthly then I'm paying now. I'm pretty happy with the car I have.

What are the ramifications here in terms of doing this, I'm assuming that for example I'm going to end up at zero in terms of paying for a car.

I'm assuming that black book value by itself, they're not going to value the car at the level that my current car loan is at.

I know that the members of CalgaryPuck are super edumacated and smart and someone has probably gone through this process before and I want to see if there are pitfulls here.