Quote:
Originally Posted by Amethyst
I think one of the problems for Air Miles is that it's so well known, most people have got a number at some point in their lives. But if you don't shop at the stores that are in the program, it's pointless. I buy groceries at Safeway, gas at Shell, and have an air miles credit card. These are all things I would buy / use anyway, so might as well get a little something from it.
As for how much "reward" you earn per dollar spent, it's not worth my time to figure all that a out. No reward program is going to make me rich and I use the air miles "rewards" so it's good enough for me.
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I wont get into too much detail, but I work for a company that issues air miles and I have crunched the numbers. If you only compare dollar for dollar, an air miles credit card against the market, it will come up short. However, if you are a somewhat dedicated collector, often shop at various air miles retailers, using your air miles credit card, and take advantage of promotions (for example spend 100 get a 100 at safeway or various promos run by bmo mastercard or amex) you will come out ahead.