This thread honestly breaks my heart.
Some of the investment guys on here should start a fund of a fund for CP. Get some of the web developer guys to help with the code/design. The accountants for tax advice. Some of the lawyers to do the documentation.
Our pitch will be to provide a transparent passive investment vehicle for our clients. Direct debits, money goes straight into the below ETFs with a fee under <0.5%, with different mixes based on age/finances/goals (create an IPS updated yearly).
Horizon Bond ETF:
http://www.horizonsetfs.com/ETF/HBB
Horizon S&P/TSX60 ETF:
http://www.horizonsetfs.com/ETF/HXT
Vanguard US Bond ETF:
https://investor.vanguard.com/etf/li...th-end-returns
Vanguard US S&P500 ETF:
https://personal.vanguard.com/us/fun...dId=0968#tab=1
Help out with taxes - CGT, taxed, tax exempt, tax deferred accounts and what should be where
Also look at the rent/buy issue to explain how housing prices are tied to income ratios, economic growth, interest rates, inflation and the effect of leverage.
CP's biggest jihad yet.