Interesting reads from Macleans (which I usually dislike, so that was a bit of a surprise). I'm always torn on issues like this. On the one hand, when disaster strikes, everyone pulling together to help those in need, including financial help, is part of what makes us a civilized society. On the other hand, I feel a bit ripped off when my insurance rates go up because someone else's home along the river floods.
I still think the humanitarian angle always wins, but it is a good thought piece when people are somewhat setting themselves up for disaster (building on flood plains, earthquake fault lines, etc.)
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Much like a sports ticker, you may feel obligated to read this
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