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Originally Posted by GGG
A familiy of four in Canada pays 25k per year(more or less depending on their tax rate) with no prescription drug coverage or dental. No deductible though.
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Which is similar to what a family of 4 pays in taxes in the US and they get no medical coverage until they're 65. The US government spends more per capita on health care than the Canadian government does.
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Having the option to purchase less insurance would be nice
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Why? Do you think the people with crappy coverage and high deductibles have those kinds of plans because they want to? And are you assuming that if you could decline coverage for some tax savings that you could simply get full coverage again when you're older for the same price as it is now?