For those who aren't buying life insurance with little kids, what's the plan for where you and your spouse both die at the same time, say in a car accident?
I felt the same way in some ways, and wanted to buy joint second to die insurance, which only pays out I'd you both die. But it turns out that isn't much cheaper, so I bought term contracts for each of us from slava.
As an FYI for those checking, I shopped around fairly extensively and his pricing was as good or better than anywhere else.
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