I don't understand how buying a gift card is lazy. You still have to travel to that store and buy them the gift card as opposed to guessing what the person wants and buying it. Both take pretty much the exact same time and thought. If I'm buying for my dad and I know he likes hunting stuff I'll buy a gift card that can be used on hunting gear. Or I can just buy him hunting boots or whatever and hope he likes them.
There really isn't much thought into buying a gift, just nervousness wondering if they'll like it. If I'm buying my niece a birthday present I can either buy her a useless toy she will never use after the first couple days or her parents can buy her something she actually wants.
Money is the laziest thing someone can give. Some times it's the best gift to give someone if you know they need the cash but if they don't then I don't see why you'd give them cash.
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