Quote:
Originally Posted by Fobby
I am confused...so why do insurance companies charge more for someone who's under 25? If you are talking about driving experience... should they not look at how many years I have been insured?
Also, does it mean that in 1 year, I am magically going to be matured enough and super reliable that, in that 1 year, my insurance rate is going to drop 25% just because I have been living for 25 years? So 24 years isn't enough.. but that 1 extra year... makes that much of a difference?
Plus, i have my own vehicle insurance, which covers me for rental vehicles, can I not use my own for the rental and get the insurance and this senseless 25 dollars a day "age" fee waived?
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As for the last point, I don't know, good point. As for the other points, your right 25 doesn't really need to be a special number, but I guess it keeps it simple. Otherwise there is a different premium for each year of age ... and where do you stop I guess you could index by day.
Oh well, it's just 25 bucks, if you have money to travel you certainly have that right?