I used to do it myself but last time around used a broker. I found the value of a good mortgage broker wasn't just about getting me the best rate, but helping me understand the other aspects like discharge fees and how some of the big banks try to trap you in mortgages that are very difficult to ever switch away from them. When you consider how big a lot of mortgages are, getting good advice and having someone who can find the product best suited to your needs is probably worthwhile.
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