One thing to look at in US based studies is the definition of the red shirt year they are looking at. There is a big difference between holding back a kid born September 1st and one born February 29 which is the max red shirt range in Alberta. US typically has a Dec 31 cut off.
I think people would agree that there is an age at which a child is not mature enough to enter school and that the current age in Alberta was not arrived at scientifically.
I think that looking at your child's abilities relative to their peer group they will be entering school with and do what you think is best and leave the cost of daycare out of it. If you have afforded it this long you can last one more year.
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