Quote:
Originally Posted by GGG
You create the US health care problem. There lacks incentivization for competition when insurance blinds the customer from the price. Capitalism only works when the consumer can select the lowest price good that meets their needs.
So when a customer with insurance goes to the dentist price isn't really a concern provided its in the insurance company fee schedule
The insurance company charges cost plus x% so doesn't fight for lower prices.
Businesses when selecting plans rarely would look at an insurance fee guide when selecting what plan to go with so points can be shaved here by the insurance company to lower rates for businesses.
Employees don't select an employer based on the fine details of dental benefits.
So no where in this cycle is there an incentive to reduce cost.
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Well, except for the insurer that is paying the bill. I am surprised they are not more engaged in trying to keep the prices lower. They will nickle and dime you on an auto accident or even strong arm their buddies to put a cap on soft tissue injuries but don't attack the dentists for their bills at all, as far as I can see.