I have the full head balaclava from Sugoi, got it at Ridley's. Yesterday and today I've covered my nose up with it too. That plus the ski goggles and my face is fully covered. Not cold at all this morning on the ride in. As for my feet, I'm simply doubling up with basic white socks and wearing my winter boots.
http://www.ridleys.com/product/sugoi...a-131680-1.htm