Quote:
Originally Posted by Cecil Terwilliger
Uhh, the sink is not common property like the exterior of the building is.
That alone shows that you are confused as to how insurance for a condo works.
The sink is in polak's unit. It belongs to him. He is responsible for it.
Again, to be clear, I'm not blaming polak. I'm talking about insurance purposes only. Clearly there was some negligence by Truman. But it is a matter of polak proving it and Truman being required to fix it. Based on the existing situation, I think it is clear they are saying too bad, since he's past warranty.
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This isn't necessarily true. Unless it was an addition or betterment, most new condos include cabinets, sinks, flooring, and walls as part of the insured portion of the Corporation. Just went through this with my insurance, it is stated in the bylaws or each condo Corporation an varies. For example, my original appliances are insured under the Corporation's policy, not my own. Any betterments are insured under the Corporation if I have explicitly told the board that I have added them.