Quote:
Originally Posted by undercoverbrother
Why are you paying the deductible for the Condo? Do the bylaws say you need to pay? Most bylaws require the unit owner to pay if the were negligent and caused the loss. Now you SAY you didn't stand in the sink (  ) so I struggle to find the negligence on your part.
The condo corp should have monies set aside to pay for this type of things.
If you have to pay a deducible on your unit owner policy to pay the Condo Corp policy deductible, I would behaving a conversation with your adjuster about the waiving of the deductible, as this was a "no fault" property claim. They can recover the monies from Truman or Truman's insurer. |
If the damage stemmed from your incident your insurance has to cover the loss. This would be no different than your house burning down and the neighbors on either side sustaining damage. Your insurance pays their deductibles.