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Originally Posted by calgarygeologist
Providing confirmation of insurance is a requirement here when you sign the documents with the lawyer but I've never heard of an insurance company checking for previous claims or providing a history of claims.
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I guess it's not common there. The realtor I worked with facilitated it for me here.
http://www.reco.on.ca/ask-joe-questi...sed-insurance/
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When you’re considering a property, it’s a good idea to request that your real estate professional ask about the home’s history for fires, floods, and even damage from ice storms. You might also ask specifically about the property’s history of insurance claims.
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http://www.geowarehouseblog.ca/categ...istory-report/
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How about claims concerning floods because of plumbing issues in the home? With repairs, these are issues that a home inspector may not realize have occurred but may be revealed in an insurance claims history report.
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Basically, by making an insurance claim, you are flagging your property for anyone in the future so that they know there could be underlying issues. There is also a service call HomeVerified that you can use.