Quote:
Originally Posted by Bring_Back_Shantz
Right, it's not fraud.
It's just knowingly creating adds under false pretenses, and then passing it along to an adjuster without disclosing that they were created by you with no real car for sale, and made up prices, with the express purpose of creating the false perception that there were comparable cars being marketed at a price he thought was appropriate, with the intent of receiving more money. How could anyone see that as fraud?
|
Here's why I don't think its fraud:
This was basically a negotiation to determine what each side thinks the price if worth. Each side has discretion of what they think the car is worth. The insurance company just wants to avoid a court situation. All the poster did was "bluff" that he felt the car was worth more based on some flimsy kijiji ads. We know kijiji ads, for one, don't show completed sales of the final sale price, and that they can be made by anyone. Its evidence of nothing. All it showed was that the other side of the negotiation was prepared to make a fight about this. He could have just as easily forwarded emails from a few friends saying "I think the car is worth 6k, not 4k". Its meaningless, just an opinion.
He didn't falsify actual records of sales. He made fake kijiji ads which inherently every party involved would not deem as satisfactory evidence of anything. IMO, all he did was "bluff" and the insurance company likely knew their original offer was low (which presumably they normally do since they assume most people are unlikely to negotiate much) and the fact he came back with anything at all is probably why they upped the offer. I'd be completely floored if the insurance company actually put any merit whatsoever on the kijiji links. They would have databases of actual sales.