I think part of my problem is I'm pretty much just a crappy investor. I should probably just buy an index and let it ride, but because I like to feel dangerous I buy stocks and watch them... not do very well. I'm also probably too impatient of an investor, if I left good stocks that I buy alone, I'd do better. I'm averaging about 3.5% right now............. not the greatest.
So yeah I look at the old mortgage and just question all the time if I am doing the right thing.
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