[jwslam]

Both my parents are currently retired, no mortgage, a decent amount of savings, and have a pension from their work. Not old enough for all the gov't stuff.

Same as you; both immigrants, worked hard for what they have, didn't spend lavishly while not living frugal. They paid for practically everything including and through university. They go on a few vacations a year and have enough to do though none of it generates income.

I don't currently have any plans to help them financially as I'm still settling myself out. I don't see them needing my help nor them accepting it. Similarly, whenever I get around to having kids I'd like to be able to support them until X point, and make sure that I don't become a financial burden on them in their future.

edit: I buy some pretty big gifts yearly. One year was a all inclusive and another a brand new fridge & range. Thinking washer/dryer next.